/* Stairway Realty — Combined Stylesheet */


  :root {
    --black:    #070a0f;
    --ink:      #0d1117;
    --ink-mid:  #141b24;
    --ink-lite: #1c2635;
    --gold:     #c8a96e;
    --gold-dim: #a88a50;
    --gold-glow:rgba(200,169,110,0.12);
    --green:    #7ec8a4;
    --white:    #ffffff;
    --off:      #f0ede6;
    --muted:    rgba(255,255,255,0.38);
    --border:   rgba(255,255,255,0.07);
    --border-gold: rgba(200,169,110,0.25);
  }


  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body { background: var(--ink); color: var(--white); font-family: "Barlow", sans-serif; -webkit-font-smoothing: antialiased; min-height: 100vh; }

  /* ── NAV ── */
  .sr-nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    background: rgba(7,10,15,0.92);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--border-gold);
    padding: 0 48px;
    height: 64px;
    display: flex; align-items: center; justify-content: space-between;
  }
  .nav-logo { display: flex; flex-direction: column; gap: 1px; text-decoration: none; }
  .nav-logo-main { font-family: "Cormorant Garamond", serif; font-size: 20px; font-weight: 600; color: var(--white); letter-spacing: 0.5px; line-height: 1; }
  .nav-logo-main span { color: var(--gold); }
  .nav-logo-sub { font-family: "Barlow Condensed", sans-serif; font-size: 9px; font-weight: 500; letter-spacing: 3px; text-transform: uppercase; color: rgba(200,169,110,0.5); }
  .nav-links { display: flex; align-items: center; gap: 0; }
  .nav-link { font-family: "Barlow Condensed", sans-serif; font-size: 12px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); text-decoration: none; padding: 0 20px; height: 64px; display: flex; align-items: center; transition: color 0.15s; border-right: 1px solid var(--border); }
  .nav-link:first-child { border-left: 1px solid var(--border); }
  .nav-link:hover, .nav-link.active { color: var(--white); }
  .nav-ctas { display: flex; gap: 8px; align-items: center; }
  .nav-btn { font-family: "Barlow Condensed", sans-serif; font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; text-decoration: none; padding: 8px 16px; border: 1px solid; transition: all 0.15s; white-space: nowrap; }
  .nav-btn-cash { color: var(--green); border-color: rgba(126,200,164,0.35); }
  .nav-btn-cash:hover { background: rgba(126,200,164,0.1); border-color: var(--green); }
  .nav-btn-lev { color: var(--gold); border-color: rgba(200,169,110,0.35); }
  .nav-btn-lev:hover { background: var(--gold-glow); border-color: var(--gold); }

  /* ── FOOTER ── */
  .sr-footer {
    background: var(--black);
    border-top: 1px solid var(--border-gold);
    padding: 56px 48px 32px;
  }
  .footer-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
  .footer-col-title { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
  .footer-logo-main { font-family: "Cormorant Garamond", serif; font-size: 22px; font-weight: 600; color: var(--white); margin-bottom: 6px; }
  .footer-logo-main span { color: var(--gold); }
  .footer-tagline { font-size: 13px; color: var(--muted); line-height: 1.6; }
  .footer-nav-link { display: block; font-size: 13px; color: var(--muted); text-decoration: none; margin-bottom: 10px; transition: color 0.14s; }
  .footer-nav-link:hover { color: var(--white); }
  .footer-cta-btn { display: block; font-family: "Barlow Condensed", sans-serif; font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; text-decoration: none; padding: 10px 16px; border: 1px solid; margin-bottom: 10px; transition: all 0.15s; text-align: center; }
  .footer-divider { height: 1px; background: var(--border); margin-bottom: 24px; }
  .footer-legal { font-size: 10px; color: rgba(255,255,255,0.2); line-height: 1.7; margin-bottom: 16px; }
  .footer-best { font-family: "Barlow Condensed", sans-serif; font-size: 10px; letter-spacing: 3px; text-transform: uppercase; color: rgba(200,169,110,0.35); text-align: center; }
  .footer-best span { color: var(--gold); }

  /* ── UTILITIES ── */
  .page-top { padding-top: 64px; }
  .tag { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; }
  .gold { color: var(--gold); }
  .green { color: var(--green); }
  .muted { color: var(--muted); }
  .rule { width: 40px; height: 1px; background: var(--gold); }


  @keyframes fadeUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }
  @keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
  .fade-up { animation: fadeUp 0.7s ease both; }
  .fade-up-2 { animation: fadeUp 0.7s ease 0.15s both; }
  .fade-up-3 { animation: fadeUp 0.7s ease 0.3s both; }
  .fade-up-4 { animation: fadeUp 0.7s ease 0.45s both; }


  @media (max-width: 768px) {
    .sr-nav { padding: 0 20px; }
    .nav-links { display: none; }
    .sr-footer { padding: 40px 20px 24px; }
    .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  }

  /* HERO */
  .hero {
    min-height: 100vh;
    background: var(--ink);
    display: flex; flex-direction: column; justify-content: center;
    padding: 0 48px;
    position: relative; overflow: hidden;
  }
  .hero::before {
    content: "";
    position: absolute; inset: 0;
    background:
      linear-gradient(135deg, rgba(200,169,110,0.04) 0%, transparent 50%),
      radial-gradient(ellipse at 80% 50%, rgba(200,169,110,0.06) 0%, transparent 60%);
    pointer-events: none;
  }

  /* geometric accent lines */
  .hero::after {
    content: "";
    position: absolute; right: 0; top: 0; bottom: 0; width: 1px;
    background: linear-gradient(to bottom, transparent 0%, var(--gold) 30%, var(--gold) 70%, transparent 100%);
    opacity: 0.2;
  }
  .hero-inner { max-width: 1100px; margin: 0 auto; position: relative; z-index: 1; }
  .hero-tag { margin-bottom: 28px; display: flex; align-items: center; gap: 16px; }
  .hero-tag-line { width: 32px; height: 1px; background: var(--gold); }
  .hero-headline {
    font-family: "Cormorant Garamond", serif;
    font-size: clamp(44px, 6vw, 76px);
    font-weight: 600; line-height: 1.05;
    color: var(--white); margin-bottom: 28px; letter-spacing: -1px;
  }
  .hero-headline em { font-style: italic; color: var(--gold); }
  .hero-sub {
    font-size: 16px; color: var(--muted); line-height: 1.8;
    max-width: 520px; margin-bottom: 48px;
  }
  .hero-btns { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 64px; }
  .hero-btn {
    font-family: "Barlow Condensed", sans-serif; font-size: 12px; font-weight: 600;
    letter-spacing: 2.5px; text-transform: uppercase; text-decoration: none;
    padding: 16px 28px; border: 1px solid; transition: all 0.18s;
    display: flex; align-items: center; gap: 10px;
  }
  .hero-btn-primary { background: var(--gold); color: var(--ink); border-color: var(--gold); }
  .hero-btn-primary:hover { background: var(--gold-dim); }
  .hero-btn-secondary { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.2); }
  .hero-btn-secondary:hover { border-color: var(--white); }
  .hero-stats { display: flex; gap: 48px; padding-top: 32px; border-top: 1px solid var(--border); }
  .stat-val { font-family: "Cormorant Garamond", serif; font-size: 36px; font-weight: 600; color: var(--white); line-height: 1; margin-bottom: 4px; }
  .stat-val span { color: var(--gold); }
  .stat-label { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); }

  /* TICKER */
  .ticker {
    background: var(--gold); padding: 10px 0; overflow: hidden;
    white-space: nowrap;
  }
  .ticker-inner { display: inline-block; animation: ticker 30s linear infinite; }
  .ticker-inner span { font-family: "Barlow Condensed", sans-serif; font-size: 11px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--ink); padding: 0 32px; }
  .ticker-inner span::after { content: "·"; margin-left: 32px; }
  @keyframes ticker { from { transform: translateX(0); } to { transform: translateX(-50%); } }

  /* HOW IT WORKS */
  .section { padding: 100px 48px; }
  .section-inner { max-width: 1100px; margin: 0 auto; }
  .section-header { margin-bottom: 64px; }
  .section-title { font-family: "Cormorant Garamond", serif; font-size: clamp(32px, 4vw, 52px); font-weight: 600; color: var(--white); line-height: 1.1; margin-top: 16px; }
  .section-sub { font-size: 15px; color: var(--muted); line-height: 1.75; max-width: 560px; margin-top: 16px; }


  .steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--border); margin-bottom: 1px; }
  .step-card { background: var(--ink-mid); padding: 36px 28px; position: relative; }
  .step-num { font-family: "Cormorant Garamond", serif; font-size: 64px; font-weight: 700; color: rgba(200,169,110,0.12); line-height: 1; margin-bottom: 20px; }
  .step-title { font-family: "Barlow Condensed", sans-serif; font-size: 14px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--white); margin-bottom: 12px; }
  .step-body { font-size: 13px; color: var(--muted); line-height: 1.7; }
  .step-card::after { content: ""; position: absolute; bottom: 0; left: 28px; right: 28px; height: 2px; background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform 0.3s ease; }
  .step-card:hover::after { transform: scaleX(1); }

  /* TWO PATHS */
  .paths-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); }
  .path-card { background: var(--ink-mid); padding: 52px 44px; position: relative; overflow: hidden; }
  .path-card::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px; }
  .path-cash::before { background: var(--green); }
  .path-lev::before { background: var(--gold); }
  .path-badge { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; margin-bottom: 20px; }
  .path-title { font-family: "Cormorant Garamond", serif; font-size: 36px; font-weight: 600; color: var(--white); line-height: 1.1; margin-bottom: 16px; }
  .path-body { font-size: 14px; color: var(--muted); line-height: 1.75; margin-bottom: 32px; }
  .path-features { list-style: none; margin-bottom: 40px; }
  .path-features li { font-size: 13px; color: var(--muted); padding: 8px 0; border-bottom: 1px solid var(--border); display: flex; align-items: center; gap: 10px; }
  .path-features li::before { content: ""; width: 4px; height: 4px; border-radius: 50%; flex-shrink: 0; }
  .path-cash .path-features li::before { background: var(--green); }
  .path-lev .path-features li::before { background: var(--gold); }
  .path-btn { font-family: "Barlow Condensed", sans-serif; font-size: 12px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; text-decoration: none; padding: 14px 24px; border: 1px solid; display: inline-block; transition: all 0.16s; }
  .path-cash .path-btn { color: var(--green); border-color: rgba(126,200,164,0.35); }
  .path-cash .path-btn:hover { background: rgba(126,200,164,0.08); border-color: var(--green); }
  .path-lev .path-btn { color: var(--gold); border-color: rgba(200,169,110,0.35); }
  .path-lev .path-btn:hover { background: var(--gold-glow); border-color: var(--gold); }

  /* FILTER SECTION */
  .filter-section { background: var(--ink-mid); padding: 100px 48px; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
  .filter-inner { max-width: 1100px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
  .filter-metrics { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); }
  .metric-card { background: var(--ink); padding: 32px 28px; }
  .metric-val { font-family: "Cormorant Garamond", serif; font-size: 48px; font-weight: 700; color: var(--gold); line-height: 1; margin-bottom: 8px; }
  .metric-label { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); }

  /* CTA BAND */
  .cta-band { padding: 100px 48px; text-align: center; background: var(--black); }
  .cta-title { font-family: "Cormorant Garamond", serif; font-size: clamp(32px, 4vw, 54px); font-weight: 600; color: var(--white); line-height: 1.1; margin-bottom: 16px; }
  .cta-sub { font-size: 15px; color: var(--muted); margin-bottom: 40px; }
  .cta-btns { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }


  @media (max-width: 900px) {
    .hero { padding: 80px 24px; }
    .steps-grid { grid-template-columns: 1fr 1fr; }
    .paths-grid { grid-template-columns: 1fr; }
    .filter-inner { grid-template-columns: 1fr; }
    .section { padding: 60px 24px; }
    .filter-section { padding: 60px 24px; }
    .cta-band { padding: 60px 24px; }
    .hero-stats { gap: 24px; }
  }


  .nav-btn-news { color: var(--white); border-color: rgba(255,255,255,0.18); background: rgba(255,255,255,0.04); }
  .nav-btn-news:hover { background: rgba(255,255,255,0.1); border-color: rgba(255,255,255,0.5); }

  /* ── HAMBURGER / MOBILE NAV ── */
  .nav-hamburger {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    width: 36px;
    height: 36px;
    cursor: pointer;
    background: none;
    border: none;
    padding: 4px;
    z-index: 200;
  }
  .nav-hamburger span {
    display: block;
    width: 100%;
    height: 1.5px;
    background: var(--white);
    transition: all 0.25s ease;
    transform-origin: center;
  }
  .nav-hamburger.open span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
  .nav-hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
  .nav-hamburger.open span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }


  .mobile-menu {
    display: none;
    position: fixed;
    top: 64px;
    left: 0; right: 0;
    background: rgba(7,10,15,0.98);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--border-gold);
    z-index: 99;
    padding: 0;
    flex-direction: column;
    overflow: hidden;
    max-height: 0;
    transition: max-height 0.35s ease;
  }
  .mobile-menu.open {
    display: flex;
    max-height: 600px;
  }
  .mobile-menu-links {
    display: flex;
    flex-direction: column;
    border-bottom: 1px solid var(--border);
  }
  .mobile-menu-link {
    font-family: "Barlow Condensed", sans-serif;
    font-size: 13px;
    font-weight: 500;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: var(--muted);
    text-decoration: none;
    padding: 18px 28px;
    border-bottom: 1px solid var(--border);
    transition: color 0.15s, background 0.15s;
  }
  .mobile-menu-link:last-child { border-bottom: none; }
  .mobile-menu-link:hover, .mobile-menu-link.active { color: var(--white); background: rgba(255,255,255,0.03); }
  .mobile-menu-ctas {
    display: flex;
    flex-direction: column;
    gap: 0;
    padding: 20px 28px 28px;
  }
  .mobile-menu-btn {
    font-family: "Barlow Condensed", sans-serif;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    text-decoration: none;
    padding: 14px 20px;
    border: 1px solid;
    text-align: center;
    transition: all 0.15s;
    margin-bottom: 10px;
  }
  .mobile-menu-btn:last-child { margin-bottom: 0; }
  .mobile-menu-btn-news  { color: var(--white); border-color: rgba(255,255,255,0.2); }
  .mobile-menu-btn-news:hover  { background: rgba(255,255,255,0.06); }
  .mobile-menu-btn-cash  { color: var(--green); border-color: rgba(126,200,164,0.35); }
  .mobile-menu-btn-cash:hover  { background: rgba(126,200,164,0.08); border-color: var(--green); }
  .mobile-menu-btn-lev   { color: var(--gold);  border-color: rgba(200,169,110,0.35); }
  .mobile-menu-btn-lev:hover   { background: var(--gold-glow); border-color: var(--gold); }


  @media (max-width: 860px) {
    .nav-links  { display: none !important; }
    .nav-ctas   { display: none !important; }
    .nav-hamburger { display: flex !important; }
  }

/* ── LAYOUT FIX ── */

/* Step 1: All sections get NO side padding — background stays full bleed */
.hero, .section, .filter-section, .cta-band,
.about-hero, .team-section, .mission-section, .numbers-section,
.partners-hero, .partner-types, .form-section,
.contact-hero, .contact-section,
.cb-hero, .lev-hero, .sr-footer {
  padding-left: 0 !important;
  padding-right: 0 !important;
}


/* Step 2: ALL inner content wrappers get a fixed centered width */
.hero-inner, .section-inner, .filter-inner,
.about-hero-inner, .team-inner, .mission-inner, .numbers-inner,
.partners-hero-inner, .partner-types-inner, .form-inner,
.contact-hero-inner, .contact-inner,
.cb-hero-inner, .lev-hero-inner,
.footer-grid, .cta-band-inner {
  width: min(1140px, 100% - 120px);
  margin-left: auto !important;
  margin-right: auto !important;
}


/* Step 3: CTA band has no inner div so pad it directly with centering */
.cta-band {
  padding-left: min(120px, 8vw) !important;
  padding-right: min(120px, 8vw) !important;
}


/* Step 4: Nav consistent side padding */
.sr-nav {
  padding-left:  min(60px, 4vw) !important;
  padding-right: min(60px, 4vw) !important;
}


/* Step 5: Buyer pages - page-wrap and criteria-bar */
.criteria-bar {
  padding-left: 0 !important;
  padding-right: 0 !important;
}
.page-wrap {
  width: min(700px, 100% - 120px) !important;
  margin-left: auto !important;
  margin-right: auto !important;
  padding-left: 0 !important;
  padding-right: 0 !important;
}


/* Footer inner */
.sr-footer {
  padding-left: 0 !important;
  padding-right: 0 !important;
}
.footer-divider, .footer-legal, .footer-best {
  width: min(1140px, 100% - 120px);
  margin-left: auto;
  margin-right: auto;
}




  .about-hero { padding: 120px 48px 80px; border-bottom: 1px solid var(--border); }
  .about-hero-inner { max-width: 1100px; margin: 0 auto; }
  .about-headline { font-family: "Cormorant Garamond", serif; font-size: clamp(36px, 5vw, 64px); font-weight: 600; color: var(--white); line-height: 1.05; margin-top: 16px; margin-bottom: 28px; }
  .about-headline em { font-style: italic; color: var(--gold); }
  .about-intro { font-size: 16px; color: var(--muted); line-height: 1.85; max-width: 680px; }


  .team-section { padding: 100px 48px; }
  .team-inner { max-width: 1100px; margin: 0 auto; }
  .team-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); margin-top: 56px; }
  .team-card { background: var(--ink-mid); padding: 52px 44px; position: relative; }
  .team-card::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: var(--gold); }
  .team-avatar { width: 64px; height: 64px; background: var(--ink-lite); border: 1px solid var(--border-gold); display: flex; align-items: center; justify-content: center; margin-bottom: 24px; font-family: "Cormorant Garamond", serif; font-size: 28px; font-weight: 700; color: var(--gold); }
  .team-name { font-family: "Cormorant Garamond", serif; font-size: 28px; font-weight: 600; color: var(--white); margin-bottom: 4px; }
  .team-role { font-family: "Barlow Condensed", sans-serif; font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--gold); margin-bottom: 24px; }
  .team-bio { font-size: 14px; color: var(--muted); line-height: 1.8; }
  .team-details { margin-top: 24px; padding-top: 24px; border-top: 1px solid var(--border); }
  .team-detail { font-family: "Barlow Condensed", sans-serif; font-size: 11px; color: rgba(255,255,255,0.35); letter-spacing: 1px; margin-bottom: 6px; }
  .team-detail span { color: var(--muted); }


  .mission-section { background: var(--ink-mid); padding: 100px 48px; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
  .mission-inner { max-width: 900px; margin: 0 auto; }
  .mission-text { font-family: "Cormorant Garamond", serif; font-size: clamp(22px, 3vw, 34px); font-style: italic; color: var(--white); line-height: 1.5; margin-top: 24px; }
  .mission-text strong { font-style: normal; color: var(--gold); }


  .numbers-section { padding: 100px 48px; }
  .numbers-inner { max-width: 1100px; margin: 0 auto; }
  .numbers-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--border); margin-top: 56px; }
  .number-card { background: var(--ink-mid); padding: 40px 32px; }
  .number-val { font-family: "Cormorant Garamond", serif; font-size: 52px; font-weight: 700; color: var(--white); line-height: 1; margin-bottom: 8px; }
  .number-val span { color: var(--gold); }
  .number-label { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); margin-bottom: 10px; }
  .number-desc { font-size: 12px; color: rgba(255,255,255,0.3); line-height: 1.5; }


  @media (max-width: 900px) {
    .about-hero { padding: 100px 24px 60px; }
    .team-section, .mission-section, .numbers-section { padding: 60px 24px; }
    .team-grid { grid-template-columns: 1fr; }
    .numbers-grid { grid-template-columns: 1fr 1fr; }
  }



  .partners-hero { padding: 120px 48px 80px; border-bottom: 1px solid var(--border); }
  .partners-hero-inner { max-width: 1100px; margin: 0 auto; }
  .partners-headline { font-family: "Cormorant Garamond", serif; font-size: clamp(36px, 5vw, 64px); font-weight: 600; color: var(--white); line-height: 1.05; margin-top: 16px; margin-bottom: 24px; }
  .partners-headline em { font-style: italic; color: var(--gold); }


  .partner-types { padding: 80px 48px; }
  .partner-types-inner { max-width: 1100px; margin: 0 auto; }
  .partner-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); margin-top: 56px; margin-bottom: 80px; }
  .partner-card { background: var(--ink-mid); padding: 44px 40px; }
  .partner-card::after { content: ""; display: block; width: 32px; height: 2px; background: var(--gold); margin-top: 32px; }
  .partner-icon { font-family: "Cormorant Garamond", serif; font-size: 48px; color: rgba(200,169,110,0.15); line-height: 1; margin-bottom: 20px; }
  .partner-type { font-family: "Barlow Condensed", sans-serif; font-size: 11px; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 14px; }
  .partner-title { font-family: "Cormorant Garamond", serif; font-size: 26px; font-weight: 600; color: var(--white); margin-bottom: 16px; line-height: 1.2; }
  .partner-body { font-size: 13px; color: var(--muted); line-height: 1.78; margin-bottom: 20px; }
  .partner-list { list-style: none; }
  .partner-list li { font-size: 12px; color: rgba(255,255,255,0.4); padding: 6px 0; border-bottom: 1px solid var(--border); display: flex; align-items: center; gap: 8px; }
  .partner-list li::before { content: ""; width: 4px; height: 4px; background: var(--gold); border-radius: 50%; flex-shrink: 0; }

  /* FORM */
  .form-section { background: var(--ink-mid); padding: 100px 48px; border-top: 1px solid var(--border); }
  .form-inner { max-width: 760px; margin: 0 auto; }
  .form-card { background: var(--ink); border: 1px solid var(--border-gold); border-top: 3px solid var(--gold); padding: 48px 44px; margin-top: 48px; }
  .form-section-title { font-family: "Barlow Condensed", sans-serif; font-size: 9px; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 24px; padding-bottom: 14px; border-bottom: 1px solid var(--border); }
  .field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
  .field-group { margin-bottom: 14px; }
  .field-label { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 1.5px; text-transform: uppercase; color: rgba(255,255,255,0.45); margin-bottom: 7px; display: block; }
  .field-req { color: var(--gold); }
  input[type="text"], input[type="email"], input[type="tel"], select, textarea {
    width: 100%; background: rgba(255,255,255,0.03); border: 1px solid rgba(255,255,255,0.1);
    color: var(--white); font-family: "Barlow", sans-serif; font-size: 14px;
    padding: 12px 14px; outline: none; transition: border-color 0.14s;
    -webkit-appearance: none; border-radius: 0;
  }
  input:focus, select:focus, textarea:focus { border-color: var(--gold); background: rgba(200,169,110,0.03); }
  input::placeholder, textarea::placeholder { color: rgba(255,255,255,0.18); }
  select option { background: var(--ink); color: var(--white); }
  textarea { resize: vertical; min-height: 100px; }
  .form-divider { height: 1px; background: var(--border); margin: 28px 0; }
  .submit-btn {
    width: 100%; background: var(--gold); color: var(--ink);
    border: none; padding: 16px 24px; font-family: "Barlow Condensed", sans-serif;
    font-size: 13px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase;
    cursor: pointer; transition: all 0.15s;
  }
  .submit-btn:hover { background: var(--gold-dim); }
  .form-note { font-size: 11px; color: rgba(255,255,255,0.2); text-align: center; margin-top: 12px; line-height: 1.6; }
  .success-msg { display: none; background: rgba(200,169,110,0.07); border: 1px solid var(--border-gold); padding: 32px; text-align: center; }
  .success-msg-title { font-family: "Cormorant Garamond", serif; font-size: 24px; font-weight: 600; color: var(--white); margin-bottom: 10px; }
  .success-msg-body { font-size: 14px; color: var(--muted); }


  @media (max-width: 900px) {
    .partners-hero, .partner-types, .form-section { padding: 80px 24px; }
    .partner-grid { grid-template-columns: 1fr; }
    .field-row { grid-template-columns: 1fr; }
    .form-card { padding: 32px 24px; }
  }



  .contact-hero { padding: 120px 48px 80px; border-bottom: 1px solid var(--border); }
  .contact-hero-inner { max-width: 1100px; margin: 0 auto; }
  .contact-headline { font-family: "Cormorant Garamond", serif; font-size: clamp(36px, 5vw, 64px); font-weight: 600; color: var(--white); line-height: 1.05; margin-top: 16px; }
  .contact-headline em { font-style: italic; color: var(--gold); }


  .contact-section { padding: 80px 48px 100px; }
  .contact-inner { max-width: 1100px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 80px; }


  .contact-info { }
  .contact-block { margin-bottom: 40px; }
  .contact-block-label { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 12px; }
  .contact-block-name { font-family: "Cormorant Garamond", serif; font-size: 22px; font-weight: 600; color: var(--white); margin-bottom: 6px; }
  .contact-block-role { font-size: 12px; color: var(--muted); margin-bottom: 14px; }
  .contact-detail { font-size: 13px; color: var(--muted); margin-bottom: 6px; }
  .contact-detail a { color: var(--muted); text-decoration: none; transition: color 0.14s; }
  .contact-detail a:hover { color: var(--white); }
  .contact-divider { height: 1px; background: var(--border); margin: 32px 0; }


  .contact-note { background: var(--ink-mid); border: 1px solid var(--border); border-left: 3px solid var(--gold); padding: 24px 28px; font-size: 13px; color: var(--muted); line-height: 1.75; }


  .contact-form-card { background: var(--ink-mid); border: 1px solid var(--border-gold); border-top: 3px solid var(--gold); padding: 44px 40px; }
  .form-section-title { font-family: "Barlow Condensed", sans-serif; font-size: 9px; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 24px; padding-bottom: 14px; border-bottom: 1px solid var(--border); }
  .field-group { margin-bottom: 16px; }
  .field-label { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 1.5px; text-transform: uppercase; color: rgba(255,255,255,0.45); margin-bottom: 7px; display: block; }
  input[type="text"], input[type="email"], select, textarea {
    width: 100%; background: rgba(255,255,255,0.03); border: 1px solid rgba(255,255,255,0.1);
    color: var(--white); font-family: "Barlow", sans-serif; font-size: 14px;
    padding: 12px 14px; outline: none; transition: border-color 0.14s;
    -webkit-appearance: none; border-radius: 0;
  }
  input:focus, select:focus, textarea:focus { border-color: var(--gold); }
  input::placeholder, textarea::placeholder { color: rgba(255,255,255,0.18); }
  select option { background: var(--ink); }
  textarea { resize: vertical; min-height: 120px; }
  .form-divider { height: 1px; background: var(--border); margin: 24px 0; }
  .submit-btn { width: 100%; background: var(--gold); color: var(--ink); border: none; padding: 16px; font-family: "Barlow Condensed", sans-serif; font-size: 13px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; cursor: pointer; transition: background 0.15s; }
  .submit-btn:hover { background: var(--gold-dim); }
  .success-msg { display: none; background: rgba(200,169,110,0.06); border: 1px solid var(--border-gold); padding: 32px; text-align: center; }
  .success-msg-title { font-family: "Cormorant Garamond", serif; font-size: 24px; font-weight: 600; color: var(--white); margin-bottom: 8px; }
  .success-msg-body { font-size: 13px; color: var(--muted); }


  @media (max-width: 900px) {
    .contact-hero { padding: 100px 24px 60px; }
    .contact-section { padding: 60px 24px; }
    .contact-inner { grid-template-columns: 1fr; gap: 48px; }
    .contact-form-card { padding: 28px 22px; }
  }

  /* NAV */
  .sr-nav { position: fixed; top: 0; left: 0; right: 0; z-index: 100; background: rgba(7,10,15,0.92); backdrop-filter: blur(12px); border-bottom: 1px solid var(--border-gold); height: 64px; display: flex; align-items: center; justify-content: space-between; padding: 0 60px; }
  .nav-logo { display: flex; flex-direction: column; gap: 1px; text-decoration: none; }
  .nav-logo-main { font-family: "Cormorant Garamond", serif; font-size: 20px; font-weight: 600; color: var(--white); letter-spacing: 0.5px; line-height: 1; }
  .nav-logo-main span { color: var(--gold); }
  .nav-logo-sub { font-family: "Barlow Condensed", sans-serif; font-size: 9px; font-weight: 500; letter-spacing: 3px; text-transform: uppercase; color: rgba(200,169,110,0.5); }
  .nav-links { display: flex; align-items: center; }
  .nav-link { font-family: "Barlow Condensed", sans-serif; font-size: 12px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); text-decoration: none; padding: 0 20px; height: 64px; display: flex; align-items: center; transition: color 0.15s; border-right: 1px solid var(--border); }
  .nav-link:first-child { border-left: 1px solid var(--border); }
  .nav-link:hover { color: var(--white); }
  .nav-ctas { display: flex; gap: 8px; align-items: center; }
  .nav-btn { font-family: "Barlow Condensed", sans-serif; font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; text-decoration: none; padding: 8px 16px; border: 1px solid; transition: all 0.15s; white-space: nowrap; }
  .nav-btn-news { color: var(--white); border-color: rgba(255,255,255,0.18); background: rgba(255,255,255,0.04); }
  .nav-btn-news:hover { background: rgba(255,255,255,0.1); border-color: rgba(255,255,255,0.5); }
  .nav-btn-cash { color: var(--green); border-color: rgba(126,200,164,0.35); }
  .nav-btn-cash:hover { background: rgba(126,200,164,0.1); border-color: var(--green); }
  .nav-btn-lev { color: var(--gold); border-color: rgba(200,169,110,0.35); }
  .nav-btn-lev:hover { background: var(--gold-glow); border-color: var(--gold); }

  /* FOOTER */
  .sr-footer { background: var(--black); border-top: 1px solid var(--border-gold); padding: 56px 0 32px; }
  .footer-grid { width: min(1140px, 100% - 120px); margin: 0 auto 48px; display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 48px; }
  .footer-col-title { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
  .footer-logo-main { font-family: "Cormorant Garamond", serif; font-size: 22px; font-weight: 600; color: var(--white); margin-bottom: 6px; }
  .footer-logo-main span { color: var(--gold); }
  .footer-tagline { font-size: 13px; color: var(--muted); line-height: 1.6; }
  .footer-nav-link { display: block; font-size: 13px; color: var(--muted); text-decoration: none; margin-bottom: 10px; transition: color 0.14s; }
  .footer-nav-link:hover { color: var(--white); }
  .footer-cta-btn { display: block; font-family: "Barlow Condensed", sans-serif; font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; text-decoration: none; padding: 10px 16px; border: 1px solid; margin-bottom: 10px; transition: all 0.15s; text-align: center; }
  .footer-divider { width: min(1140px, 100% - 120px); height: 1px; background: var(--border); margin: 0 auto 24px; }
  .footer-legal { width: min(1140px, 100% - 120px); margin: 0 auto 16px; font-size: 10px; color: rgba(255,255,255,0.2); line-height: 1.7; }
  .footer-best { font-family: "Barlow Condensed", sans-serif; font-size: 10px; letter-spacing: 3px; text-transform: uppercase; color: rgba(200,169,110,0.35); text-align: center; }
  .footer-best span { color: var(--gold); }

  /* PAGE */
  .page-top { padding-top: 64px; }
  @keyframes fadeUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }
  .fade-up   { animation: fadeUp 0.7s ease both; }
  .fade-up-2 { animation: fadeUp 0.7s ease 0.15s both; }
  .fade-up-3 { animation: fadeUp 0.7s ease 0.3s both; }
  .tag { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; }

  /* HERO */
  .cb-hero, .lev-hero { background: var(--ink); padding-top: 100px; padding-bottom: 80px; position: relative; overflow: hidden; }
  .cb-hero { border-bottom: 1px solid var(--border-green); }
  .lev-hero { border-bottom: 1px solid var(--border-gold); }
  .cb-hero::before { content: ""; position: absolute; inset: 0; background: linear-gradient(135deg, rgba(126,200,164,0.04) 0%, transparent 50%), radial-gradient(ellipse at 80% 50%, rgba(126,200,164,0.06) 0%, transparent 60%); pointer-events: none; }
  .lev-hero::before { content: ""; position: absolute; inset: 0; background: linear-gradient(135deg, rgba(200,169,110,0.04) 0%, transparent 50%), radial-gradient(ellipse at 80% 50%, rgba(200,169,110,0.06) 0%, transparent 60%); pointer-events: none; }
  .cb-hero-inner, .lev-hero-inner { width: min(1140px, 100% - 120px); margin: 0 auto; position: relative; z-index: 1; }
  .hero-tag-wrap { margin-bottom: 24px; display: flex; align-items: center; gap: 16px; }
  .hero-tag-line-green { width: 32px; height: 1px; background: var(--green); }
  .hero-tag-line-gold { width: 32px; height: 1px; background: var(--gold); }
  .cb-headline, .lev-headline { font-family: "Cormorant Garamond", serif; font-size: clamp(40px, 5vw, 64px); font-weight: 600; line-height: 1.05; color: var(--white); margin-bottom: 24px; letter-spacing: -0.5px; }
  .cb-headline em { font-style: italic; color: var(--green); }
  .lev-headline em { font-style: italic; color: var(--gold); }
  .hero-sub-text { font-size: 16px; color: var(--muted); line-height: 1.8; max-width: 560px; }

  /* CRITERIA BAR */
  .criteria-bar { background: var(--ink-mid); border-bottom: 1px solid var(--border); padding: 24px 0; display: flex; justify-content: center; gap: 64px; flex-wrap: wrap; }
  .crit-item { text-align: center; }
  .crit-val-green { font-family: "Cormorant Garamond", serif; font-size: 28px; font-weight: 600; color: var(--green); line-height: 1; margin-bottom: 4px; }
  .crit-val-gold  { font-family: "Cormorant Garamond", serif; font-size: 28px; font-weight: 600; color: var(--gold);  line-height: 1; margin-bottom: 4px; }
  .crit-label { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); }

  /* PAGE WRAP */
  .page-wrap { width: min(700px, 100% - 120px); margin: 0 auto; padding: 56px 0 96px; }

  /* EXPECT CARD */
  .what-to-expect { background: var(--ink-mid); border: 1px solid var(--border); padding: 28px 32px; margin-bottom: 24px; }
  .what-to-expect-green { border-left: 3px solid var(--green); }
  .what-to-expect-gold  { border-left: 3px solid var(--gold); }
  .expect-title { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; margin-bottom: 18px; }
  .expect-title-green { color: var(--green); }
  .expect-title-gold  { color: var(--gold); }
  .expect-list { list-style: none; }
  .expect-list li { font-size: 14px; color: var(--muted); padding: 10px 0; border-bottom: 1px solid var(--border); display: flex; align-items: flex-start; gap: 12px; line-height: 1.6; }
  .expect-list li:last-child { border-bottom: none; }
  .expect-dot-green { width: 5px; height: 5px; background: var(--green); border-radius: 50%; flex-shrink: 0; margin-top: 8px; }
  .expect-dot-gold  { width: 5px; height: 5px; background: var(--gold);  border-radius: 50%; flex-shrink: 0; margin-top: 8px; }

  /* FORM */
  .form-card { background: var(--ink-mid); border: 1px solid var(--border); padding: 40px 40px 36px; }
  .form-card-green { border-top: 3px solid var(--green); }
  .form-card-gold  { border-top: 3px solid var(--gold); }
  .section-label { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; margin-bottom: 28px; padding-bottom: 14px; border-bottom: 1px solid var(--border); }
  .section-label-green { color: var(--green); }
  .section-label-gold  { color: var(--gold); }
  .field-group { margin-bottom: 22px; }
  .field-label { font-family: "Barlow Condensed", sans-serif; font-size: 10px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,0.5); margin-bottom: 8px; display: block; }
  .field-req-green { color: var(--green); }
  .field-req-gold  { color: var(--gold); }
  input[type="text"], input[type="email"], select { width: 100%; background: rgba(255,255,255,0.04); border: 1px solid var(--border); color: var(--white); font-family: "Barlow", sans-serif; font-size: 14px; padding: 12px 16px; outline: none; transition: border-color 0.14s; -webkit-appearance: none; border-radius: 0; }
  .focus-green input:focus, .focus-green select:focus, input.green-focus:focus, select.green-focus:focus { border-color: var(--green); background: rgba(126,200,164,0.04); }
  .focus-gold  input:focus, .focus-gold  select:focus, input.gold-focus:focus,  select.gold-focus:focus  { border-color: var(--gold); background: rgba(200,169,110,0.04); }
  input::placeholder { color: rgba(255,255,255,0.2); }
  select option { background: var(--ink-mid); color: var(--white); }
  .two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
  .mkt-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0; border: 1px solid var(--border); }
  .mkt-label { display: flex; align-items: center; gap: 10px; padding: 11px 14px; cursor: pointer; border-bottom: 1px solid var(--border); border-right: 1px solid var(--border); transition: background 0.12s; font-size: 13px; color: var(--muted); }
  .mkt-label:hover { color: var(--white); background: rgba(255,255,255,0.03); }
  .mkt-cb { appearance: none; -webkit-appearance: none; width: 15px; height: 15px; border: 1.5px solid rgba(255,255,255,0.2); flex-shrink: 0; cursor: pointer; position: relative; transition: all 0.12s; }
  .mkt-cb-green:checked { background: var(--green); border-color: var(--green); }
  .mkt-cb-gold:checked  { background: var(--gold);  border-color: var(--gold); }
  .mkt-cb:checked::after { content: ""; position: absolute; left: 4px; top: 1px; width: 4px; height: 8px; border: 2px solid var(--ink); border-top: none; border-left: none; transform: rotate(45deg); }
  .pill-group { display: flex; flex-wrap: wrap; gap: 8px; }
  .pill-label { border: 1.5px solid var(--border); padding: 9px 16px; cursor: pointer; font-family: "Barlow Condensed", sans-serif; font-size: 12px; font-weight: 500; letter-spacing: 1.5px; text-transform: uppercase; color: var(--muted); transition: all 0.12s; }
  .pill-label-green:hover { border-color: var(--green); color: var(--white); }
  .pill-label-gold:hover  { border-color: var(--gold);  color: var(--white); }
  .pill-cb { display: none; }
  .pill-label-green:has(.pill-cb:checked) { background: var(--green); border-color: var(--green); color: var(--ink); font-weight: 700; }
  .pill-label-gold:has(.pill-cb:checked)  { background: var(--gold);  border-color: var(--gold);  color: var(--ink); font-weight: 700; }
  .loan-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
  .loan-option { border: 1.5px solid var(--border); padding: 16px 18px; cursor: pointer; transition: all 0.12s; }
  .loan-option:hover { border-color: var(--gold); }
  .loan-radio { display: none; }
  .loan-option:has(.loan-radio:checked) { background: rgba(200,169,110,0.08); border-color: var(--gold); }
  .loan-name { font-family: "Barlow Condensed", sans-serif; font-size: 13px; font-weight: 600; color: var(--white); margin-bottom: 4px; }
  .loan-desc { font-size: 11px; color: rgba(255,255,255,0.35); line-height: 1.4; }
  .divider { height: 1px; background: var(--border); margin: 28px 0; }
  .other-field { margin-top: 10px; display: none; }
  .other-field.visible { display: block; }
  .submit-btn { width: 100%; border: none; padding: 18px 24px; font-family: "Barlow Condensed", sans-serif; font-size: 13px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; cursor: pointer; transition: all 0.15s; display: flex; align-items: center; justify-content: center; gap: 10px; }
  .submit-btn-green { background: var(--green); color: var(--ink); }
  .submit-btn-green:hover { background: var(--green-dim); transform: translateY(-1px); box-shadow: 0 6px 20px var(--green-glow); }
  .submit-btn-gold { background: var(--gold); color: var(--ink); }
  .submit-btn-gold:hover { background: var(--gold-dim); transform: translateY(-1px); box-shadow: 0 6px 20px var(--gold-glow); }
  .form-note { font-size: 11px; color: rgba(255,255,255,0.2); text-align: center; margin-top: 14px; line-height: 1.6; }
  .success-card { display: none; background: var(--ink-mid); border: 1px solid var(--border); padding: 64px 40px; text-align: center; animation: fadeUp 0.4s ease both; }
  .success-card-green { border-top: 3px solid var(--green); }
  .success-card-gold  { border-top: 3px solid var(--gold); }
  .success-mark-green { font-family: "Barlow Condensed", sans-serif; font-size: 10px; letter-spacing: 3px; text-transform: uppercase; color: var(--green); margin-bottom: 16px; }
  .success-mark-gold  { font-family: "Barlow Condensed", sans-serif; font-size: 10px; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
  .success-title { font-family: "Cormorant Garamond", serif; font-size: 32px; font-weight: 600; color: var(--white); margin-bottom: 14px; line-height: 1.2; }
  .success-body { font-size: 14px; color: var(--muted); line-height: 1.8; max-width: 380px; margin: 0 auto; }


  @media (max-width: 768px) {
    .sr-nav { padding: 0 20px; }
    .nav-links { display: none; }
    .cb-hero-inner, .lev-hero-inner, .footer-grid, .page-wrap { width: calc(100% - 48px); }
    .two-col, .mkt-grid, .loan-grid { grid-template-columns: 1fr; }
    .form-card { padding: 28px 20px; }
    .footer-grid { grid-template-columns: 1fr; gap: 32px; }
    .criteria-bar { gap: 28px; padding: 20px; }
  }